Featured Lenders
Whether you are buying your first home, refinancing, or moving into a new home, we want to be your first choice home loan lender.
Marty Padilla, Loan Originator | NMLS #253287
Start your online loan application with Marty.
Phone: 505.389.1874
6753 Academy Road Northeast
Albuquerque NM 87109
Mikayla Padilla, Loan Originator | NMLS #231999
Start your online loan application with Karen.
Phone: 505.389.1881
6753 Academy Road Northeast
Albuquerque, NM 87109
About Waterstone Mortgage
Waterstone Mortgage was founded in 2000. Since then, the company has grown exponentially – while committing itself to producing high quality home loans.
With the right people in place, Waterstone Mortgage continues to grow while maintaining a reputation for exceptional customer service. Today, Waterstone Mortgage has more than 800 employees, and the ability to lend in 47 states. In 2017, the company surpassed $2.6 billion in annual loan origination volume.
As a bank-owned organization, Waterstone Mortgage offers an extensive variety of loan products*, which allows virtually every potential homebuyer to pursue their dream of homeownership:
- Conventional Loans (no- and low-down-payment options; and an option without mortgage insurance)
- No down payment options: VA Loans, USDA Loans, Wealth Building Loan, and Community Experts.
- Medical Professional Program (with low down payment options)
- FHA Loans (with down payments as low as 3.5%)
- Jumbo Loans (with down payments as low as 5%)
- Refinance options
*Geographical restrictions may apply. All loan requests are subject to credit approval as well as specific loan program requirements and guidelines. With Adjustable Rate Mortgage loans, the rate is variable and may increase or decrease every year after the initial fixed rate period based on changes to an index. This could result in an increase in the monthly payment.
Helpful Information
- Your credit score has an impact on your ability to get a mortgage loan. Learn how credit scores are calculated.
- Are you ready to pursue homeownership? Check out this list of documents you may want to prepare in advance.
- Determine the mortgage amount that will fit best with your monthly budget with our helpful mortgage calculators.
- If you are actively searching for a home and want to present a strong offer backed by a reputable lender, consider getting pre-approved for a mortgage.